Alaska Car Insurance
Introduction:
Alaska Rates:
Auto insurance premiums in Alaska averaged $973.61 in Alaska in 2008, representing a change of 3.80 percent from the previous year when rates averaged $937.83. The 2008 figures indicate that, liability coverage averaged $600.28, collision averaged $393.56, and comprehensive averaged $167.96. There were 10 states that had higher average premiums and 39 with lower premiums. In 2007 there were 10 states with higher rates than Alaska. Taking a look at a longer trend, premiums for car insurance in Alaska in 2000 averaged $770.11 and in 2005, $826.10. In the year 2000, 11 states had higher premiums.
Factors Affecting Insurance Costs In Alaska:
| Speed Limit in Cities |
55 |
| Speed Limit On Highways |
65 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
Only the driver is prohibited from having open alcohol. |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| License Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration Abailable After DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
Alaska Auto Insurance Premium Data
| 2008Average Premium |
$973.61 |
| 2007 Average Premium |
$937.83 |
| 2007-2008 % Change |
3.80% |
| 2008 Collission Cost |
$393.56 |
| 2008 Liability Cost |
$600.28 |
| 2008 Comprehensive Cost |
$167.96 |
| 2008 Premium Rank |
11 |
Other Resources For Alaska Residents
How To Find Cheap Car Insurance In Alaska - We describe the basics to help you find lower rates.
Discount Car Insurance In Alaska - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Alaska - How To Find Great Rates Online.
Low Cost Car Insurance In Alaska - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Alaska - Where To Shop For Low Rates.
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