Georgia Car Insurance
Introduction:
Georgia Rates:
Auto insurance premiums in Georgia averaged $778.63 in Georgia in 2004, representing a change of 2.50 percent from the previous year when rates averaged $759.49. The 2004 figures show that, liability coverage averaged $413.58, collision averaged $373.93, and comprehensive averaged $165.90. There were 23 states that had higher average premiums and 26 that were lower. In 2003 there were 24 states with higher rates than Georgia. Taking a look at a longer trend, premiums for car insurance in Georgia in 2000 averaged $674.12 and in 2001, $703.07. In the year 2000, 22 states had higher premiums.
Factors Affecting Insurance Costs In Georgia:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
School bus drivers are prohibited from using any cell phone while driving. |
| Suspension on DUI |
A suspension of drivers license for one year upon an arrest for DUI - DWI. |
| Restoration On DUI |
Driving privileges may be restored during suspension. |
Georgia Auto Insurance Premium Data
| 2004 Average Premium |
$778.63 |
| 2003 Average Premium |
$759.49 |
| 2003-2004 % Change |
2.50% |
| 2004 Collission Cost |
$373.93 |
| 2004 Liability Cost |
$413.58 |
| 2004 Comprehensive Cost |
$165.90 |
| 2004 Premium Rank |
24 |
Other Resources For Georgia Residents
How To Find Cheap Car Insurance In Georgia - We describe the basics to help you find lower rates.
Discount Car Insurance In Georgia - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Georgia - How To Find Great Rates Online.
Low Cost Car Insurance In Georgia - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Georgia - Where To Shop For Low Rates.
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