Hawaii Car Insurance
Introduction:
Hawaii Rates:
Auto insurance premiums in Hawaii averaged $817.45 in Hawaii in 2004, representing a change of 5.30 percent from the previous year when rates averaged $776.18. The 2004 figures show that, liability coverage averaged $537.36, collision averaged $285.14, and comprehensive averaged $108.19. There were 21 states that had higher average premiums and 28 that were lower. In 2003 there were 22 states with higher rates than Hawaii. Taking a look at a longer trend, premiums for car insurance in Hawaii in 2000 averaged $701.51 and in 2001, $705.10. In the year 2000, 16 states had higher premiums.
Factors Affecting Insurance Costs In Hawaii:
| Urban Speed Limit |
50 |
| Highway Speed Limit |
45 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
License will be suspened by the state for 3 months on a first offense. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
Hawaii Auto Insurance Premium Data
| 2004 Average Premium |
$817.45 |
| 2003 Average Premium |
$776.18 |
| 2003-2004 % Change |
5.30% |
| 2004 Collission Cost |
$285.14 |
| 2004 Liability Cost |
$537.36 |
| 2004 Comprehensive Cost |
$108.19 |
| 2004 Premium Rank |
22 |
Other Resources For Hawaii Residents
How To Find Cheap Car Insurance In Hawaii - We describe the basics to help you find lower rates.
Discount Car Insurance In Hawaii - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Hawaii - How To Find Great Rates Online.
Low Cost Car Insurance In Hawaii - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Hawaii - Where To Shop For Low Rates.
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