Idaho Car Insurance
Introduction:
Idaho Rates:
Auto insurance premiums in Idaho averaged $589.82 in Idaho in 2004, representing a change of 0.70 percent from the previous year when rates averaged $585.90. The 2004 figures show that, liability coverage averaged $340.32, collision averaged $238.77, and comprehensive averaged $139.78. There were 47 states that had higher average premiums and 2 that were lower. In 2003 there were 47 states with higher rates than Idaho. Taking a look at a longer trend, premiums for car insurance in Idaho in 2000 averaged $505.16 and in 2001, $523.38. In the year 2000, 46 states had higher premiums.
Factors Affecting Insurance Costs In Idaho:
| Urban Speed Limit |
75 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
Idaho Auto Insurance Premium Data
| 2004 Average Premium |
$589.82 |
| 2003 Average Premium |
$585.90 |
| 2003-2004 % Change |
0.70% |
| 2004 Collission Cost |
$238.77 |
| 2004 Liability Cost |
$340.32 |
| 2004 Comprehensive Cost |
$139.78 |
| 2004 Premium Rank |
48 |
Other Resources For Idaho Residents
How To Find Cheap Car Insurance In Idaho - We describe the basics to help you find lower rates.
Discount Car Insurance In Idaho - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Idaho - How To Find Great Rates Online.
Low Cost Car Insurance In Idaho - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Idaho - Where To Shop For Low Rates.
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