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Illinois Car Insurance

Introduction:

If you need help finding online quotes for car insurance in Illinois, whether you live in Chicago, Rockford, Moline, Bloomington, Springfield, Peoria or Champaign, use the GO button above and you will find top companies offering cheap rates. Quotes are free and savings are large. You won't go wrong and might just find a cheaper alternative to your present car insurance company.

Illinois Rates:

Auto insurance premiums in Illinois averaged $760.00 in Illinois in 2004, representing a change of -0.30 percent from the previous year when rates averaged $762.27. The 2004 figures show that, liability coverage averaged $411.04, collision averaged $308.98, and comprehensive averaged $128.55. There were 25 states that had higher average premiums and 24 that were lower. In 2003 there were 23 states with higher rates than Illinois. Taking a look at a longer trend, premiums for car insurance in Illinois in 2000 averaged $651.60 and in 2001, $682.59. In the year 2000, 26 states had higher premiums.

Factors Affecting Insurance Costs In Illinois:

Urban Speed Limit
55
Highway Speed Limit
65
Blood Alcohol Limit
0.08
Open Container Law
Both the driver and passenger of vehicles are prohibited from posessing open alcohol
Handheld Cell Phones
Handheld cell phone usage while driving varies according to laws of local jurisdictions.
Cell Usage By Driver
Learner's permit holders, drivers younger than 18, and school bus drivers
Suspension on DUI
License will be suspened by the state for 3 months on a first offense.
Restoration On DUI
Driving priviliges may be restored under certain circumstances 30 days following suspension.

Illinois Auto Insurance Premium Data

2004 Average Premium
$760.00
2003 Average Premium
$762.27
2003-2004 % Change
-0.30%
2004 Collission Cost
$308.98
2004 Liability Cost
$411.04
2004 Comprehensive Cost
$128.55
2004 Premium Rank
26


Other Resources For Illinois Residents

How To Find Cheap Car Insurance In Illinois - We describe the basics to help you find lower rates.
Discount Car Insurance In Illinois - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Illinois - How To Find Great Rates Online.
Low Cost Car Insurance In Illinois - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Illinois - Where To Shop For Low Rates.

If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.

 

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