Iowa Car Insurance
Introduction:
Iowa Rates:
Auto insurance premiums in Iowa averaged $579.95 in Iowa in 2004, representing a change of -0.10 percent from the previous year when rates averaged $580.54. The 2004 figures show that, liability coverage averaged $302.61, collision averaged $209.86, and comprehensive averaged $173.55. There were 49 states that had higher average premiums and 0 that were lower. In 2003 there were 48 states with higher rates than Iowa. Taking a look at a longer trend, premiums for car insurance in Iowa in 2000 averaged $478.75 and in 2001, $512.66. In the year 2000, 49 states had higher premiums.
Factors Affecting Insurance Costs In Iowa:
| Urban Speed Limit |
55 |
| Highway Speed Limit |
70 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI - DWI, license will be suspended for 180 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 90 days following suspension. |
Iowa Auto Insurance Premium Data
| 2004 Average Premium |
$579.95 |
| 2003 Average Premium |
$580.54 |
| 2003-2004 % Change |
-0.10% |
| 2004 Collission Cost |
$209.86 |
| 2004 Liability Cost |
$302.61 |
| 2004 Comprehensive Cost |
$173.55 |
| 2004 Premium Rank |
50 |
Other Resources For Iowa Residents
How To Find Cheap Car Insurance In Iowa - We describe the basics to help you find lower rates.
Discount Car Insurance In Iowa - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Iowa - How To Find Great Rates Online.
Low Cost Car Insurance In Iowa - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Iowa - Where To Shop For Low Rates.
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