Kentucky Car Insurance
Introduction:
Kentucky Rates:
Auto insurance premiums in Kentucky averaged $758.00 in Kentucky in 2004, representing a change of 2.60 percent from the previous year when rates averaged $738.58. The 2004 figures show that, liability coverage averaged $487.49, collision averaged $284.98, and comprehensive averaged $138.47. There were 26 states that had higher average premiums and 23 that were lower. In 2003 there were 26 states with higher rates than Kentucky. Taking a look at a longer trend, premiums for car insurance in Kentucky in 2000 averaged $615.69 and in 2001, $645.21. In the year 2000, 30 states had higher premiums.
Factors Affecting Insurance Costs In Kentucky:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
There is no automatic suspension of license on a first offense for DUI - DWI. |
| Restoration On DUI |
No Information Available |
Kentucky Auto Insurance Premium Data
| 2004 Average Premium |
$758.00 |
| 2003 Average Premium |
$738.58 |
| 2003-2004 % Change |
2.60% |
| 2004 Collission Cost |
$284.98 |
| 2004 Liability Cost |
$487.49 |
| 2004 Comprehensive Cost |
$138.47 |
| 2004 Premium Rank |
27 |
Other Resources For Kentucky Residents
How To Find Cheap Car Insurance In Kentucky - We describe the basics to help you find lower rates.
Discount Car Insurance In Kentucky - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Kentucky - How To Find Great Rates Online.
Low Cost Car Insurance In Kentucky - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Kentucky - Where To Shop For Low Rates.
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