Louisiana Car Insurance
Introduction:
Louisiana Rates:
Auto insurance premiums in Louisiana averaged $1.00 in Louisiana in 2004, representing a change of 4.70 percent from the previous year when rates averaged $1.00. The 2004 figures show that, liability coverage averaged $652.19, collision averaged $368.20, and comprehensive averaged $207.71. There were 4 states that had higher average premiums and 45 that were lower. In 2003 there were 5 states with higher rates than Louisiana. Taking a look at a longer trend, premiums for car insurance in Louisiana in 2000 averaged $806.01 and in 2001, $838.96. In the year 2000, 8 states had higher premiums.
Factors Affecting Insurance Costs In Louisiana:
| Urban Speed Limit |
70 |
| Highway Speed Limit |
70 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
Louisiana Auto Insurance Premium Data
| 2004 Average Premium |
$1.00 |
| 2003 Average Premium |
$1.00 |
| 2003-2004 % Change |
4.70% |
| 2004 Collission Cost |
$368.20 |
| 2004 Liability Cost |
$652.19 |
| 2004 Comprehensive Cost |
$207.71 |
| 2004 Premium Rank |
5 |
Other Resources For Louisiana Residents
How To Find Cheap Car Insurance In Louisiana - We describe the basics to help you find lower rates.
Discount Car Insurance In Louisiana - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Louisiana - How To Find Great Rates Online.
Low Cost Car Insurance In Louisiana - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Louisiana - Where To Shop For Low Rates.
If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.
|
Insurance Quotes
