Maryland Car Insurance
Introduction:
Maryland Rates:
Auto insurance premiums in Maryland averaged $947.15 in Maryland in 2004, representing a change of 6.10 percent from the previous year when rates averaged $892.60. The 2004 figures show that, liability coverage averaged $557.79, collision averaged $328.98, and comprehensive averaged $148.04. There were 11 states that had higher average premiums and 38 that were lower. In 2003 there were 14 states with higher rates than Maryland. Taking a look at a longer trend, premiums for car insurance in Maryland in 2000 averaged $757.41 and in 2001, $783.77. In the year 2000, 12 states had higher premiums.
Factors Affecting Insurance Costs In Maryland:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
Learner's permit and intermediate license holders |
| Suspension on DUI |
First offense results in a 45 day suspension of driver's license. |
| Restoration On DUI |
Driving privileges may be restored during suspension. |
Maryland Auto Insurance Premium Data
| 2004 Average Premium |
$947.15 |
| 2003 Average Premium |
$892.60 |
| 2003-2004 % Change |
6.10% |
| 2004 Collission Cost |
$328.98 |
| 2004 Liability Cost |
$557.79 |
| 2004 Comprehensive Cost |
$148.04 |
| 2004 Premium Rank |
12 |
Other Resources For Maryland Residents
How To Find Cheap Car Insurance In Maryland - We describe the basics to help you find lower rates.
Discount Car Insurance In Maryland - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Maryland - How To Find Great Rates Online.
Low Cost Car Insurance In Maryland - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Maryland - Where To Shop For Low Rates.
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