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Auto insurance quotes in Michigan are just a click away. Use the "GO" link above and you can find cheap insurance for your cars in Michigan. Top companies offering great rates and free quotes is all you will find. Give it a try today.

Michigan Rates:

Auto insurance premiums averaged $980.32 in Michigan in 2010, representing a change of 3.20 percent from the previous year when rates averaged $949.76. The 2010 figures indicate that liability coverage averaged $488.18, collision averaged $465.34, and comprehensive averaged $174.64. There were 9 states that had higher average premiums and 40 with lower premiums. In 2010 there were 9 states with higher rates than Michigan. Taking a look at a longer trend, premiums for car insurance in 2000 averaged $701.80 and in 2008, $735.12. In the year 2008, 15 states had higher premiums.

Factors Affecting Insurance Costs

Speed Limit in Cities 65
Speed Limit On Highways 70
Blood Alcohol Percentage Limit 0.085
Open Container Law Both the driver and passenger of vehicles are prohibited from posessing open alcohol
Handheld Cell Phones Handheld cell phone usage while driving varies according to laws of local jurisdictions.
Cell Usage By Driver There is no state wide ban on all cell phones by drivers.
License Suspension on DUI There is no automatic suspension of license on a first offense for DUI - DWI.
Restoration Available After DUI No Information Available

Auto Insurance Premium Data

2010 Average Premium $980.32
2010 Average Premium $949.76
2009-2010 % Change 3.20%
2010 Collission Cost $465.34
2010 Liability Cost $488.18
2010 Comprehensive Cost $174.64
2010 Premium Rank 10

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