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Michigan Car Insurance

Introduction:

Auto insurance quotes in Michigan are just a click away. Use the "GO" link above and you can find cheap insurance for your cars in Michigan. Top companies offering great rates and free quotes is all you will find. Give it a try today.

Michigan Rates:

Auto insurance premiums in Michigan averaged $980.32 in Michigan in 2004, representing a change of 3.20 percent from the previous year when rates averaged $949.76. The 2004 figures show that, liability coverage averaged $488.18, collision averaged $465.34, and comprehensive averaged $174.64. There were 9 states that had higher average premiums and 40 that were lower. In 2003 there were 9 states with higher rates than Michigan. Taking a look at a longer trend, premiums for car insurance in Michigan in 2000 averaged $701.80 and in 2001, $735.12. In the year 2000, 15 states had higher premiums.

Factors Affecting Insurance Costs In Michigan:

Urban Speed Limit
65
Highway Speed Limit
70
Blood Alcohol Limit
0.085
Open Container Law
Both the driver and passenger of vehicles are prohibited from posessing open alcohol
Handheld Cell Phones
Handheld cell phone usage while driving varies according to laws of local jurisdictions.
Cell Usage By Driver
There is no state wide ban on all cell phones by drivers.
Suspension on DUI
There is no automatic suspension of license on a first offense for DUI - DWI.
Restoration On DUI
No Information Available

Michigan Auto Insurance Premium Data

2004 Average Premium
$980.32
2003 Average Premium
$949.76
2003-2004 % Change
3.20%
2004 Collission Cost
$465.34
2004 Liability Cost
$488.18
2004 Comprehensive Cost
$174.64
2004 Premium Rank
10


Other Resources For Michigan Residents

How To Find Cheap Car Insurance In Michigan - We describe the basics to help you find lower rates.
Discount Car Insurance In Michigan - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Michigan - How To Find Great Rates Online.
Low Cost Car Insurance In Michigan - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Michigan - Where To Shop For Low Rates.

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