Minnesota Car Insurance
Introduction:
Minnesota Rates:
Auto insurance premiums in Minnesota averaged $829.33 in Minnesota in 2004, representing a change of -0.90 percent from the previous year when rates averaged $836.69. The 2004 figures show that, liability coverage averaged $472.41, collision averaged $252.17, and comprehensive averaged $205.48. There were 20 states that had higher average premiums and 29 that were lower. In 2003 there were 17 states with higher rates than Minnesota. Taking a look at a longer trend, premiums for car insurance in Minnesota in 2000 averaged $695.55 and in 2001, $735.20. In the year 2000, 18 states had higher premiums.
Factors Affecting Insurance Costs In Minnesota:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
Learner's permit holders and provisional license holders during the first 12 months after licensing (eff. 1/1/2006) |
| Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 15 days following suspension. |
Minnesota Auto Insurance Premium Data
| 2004 Average Premium |
$829.33 |
| 2003 Average Premium |
$836.69 |
| 2003-2004 % Change |
-0.90% |
| 2004 Collission Cost |
$252.17 |
| 2004 Liability Cost |
$472.41 |
| 2004 Comprehensive Cost |
$205.48 |
| 2004 Premium Rank |
21 |
Other Resources For Minnesota Residents
How To Find Cheap Car Insurance In Minnesota - We describe the basics to help you find lower rates.
Discount Car Insurance In Minnesota - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Minnesota - How To Find Great Rates Online.
Low Cost Car Insurance In Minnesota - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Minnesota - Where To Shop For Low Rates.
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