Montana Car Insurance
Introduction:
Montana Rates:
Auto insurance premiums in Montana averaged $683.18 in Montana in 2004, representing a change of 1.30 percent from the previous year when rates averaged $674.65. The 2004 figures show that, liability coverage averaged $397.56, collision averaged $247.23, and comprehensive averaged $227.71. There were 36 states that had higher average premiums and 13 that were lower. In 2003 there were 35 states with higher rates than Montana. Taking a look at a longer trend, premiums for car insurance in Montana in 2000 averaged $530.43 and in 2001, $572.06. In the year 2000, 44 states had higher premiums.
Factors Affecting Insurance Costs In Montana:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
70 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
There is no automatic suspension of license on a first offense for DUI - DWI. |
| Restoration On DUI |
No Information Available |
Montana Auto Insurance Premium Data
| 2004 Average Premium |
$683.18 |
| 2003 Average Premium |
$674.65 |
| 2003-2004 % Change |
1.30% |
| 2004 Collission Cost |
$247.23 |
| 2004 Liability Cost |
$397.56 |
| 2004 Comprehensive Cost |
$227.71 |
| 2004 Premium Rank |
37 |
Other Resources For Montana Residents
How To Find Cheap Car Insurance In Montana - We describe the basics to help you find lower rates.
Discount Car Insurance In Montana - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Montana - How To Find Great Rates Online.
Low Cost Car Insurance In Montana - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Montana - Where To Shop For Low Rates.
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