New Hampshire Car Insurance
Introduction:
New Hampshire Rates:
Auto insurance premiums in New Hampshire averaged $798.34 in New Hampshire in 2004, representing a change of 2.50 percent from the previous year when rates averaged $779.14. The 2004 figures show that, liability coverage averaged $432.54, collision averaged $307.84, and comprehensive averaged $116.08. There were 22 states that had higher average premiums and 27 that were lower. In 2003 there were 21 states with higher rates than New Hampshire. Taking a look at a longer trend, premiums for car insurance in New Hampshire in 2000 averaged $665.47 and in 2001, $685.62. In the year 2000, 24 states had higher premiums.
Factors Affecting Insurance Costs In New Hampshire:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
55 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
Driver's license is suspended for six months on a first offense for DUI - DWI. |
| Restoration On DUI |
Driving privileges may not be restored during period of suspension. |
New Hampshire Auto Insurance Premium Data
| 2004 Average Premium |
$798.34 |
| 2003 Average Premium |
$779.14 |
| 2003-2004 % Change |
2.50% |
| 2004 Collission Cost |
$307.84 |
| 2004 Liability Cost |
$432.54 |
| 2004 Comprehensive Cost |
$116.08 |
| 2004 Premium Rank |
23 |
Other Resources For New Hampshire Residents
How To Find Cheap Car Insurance In New Hampshire - We describe the basics to help you find lower rates.
Discount Car Insurance In New Hampshire - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In New Hampshire - How To Find Great Rates Online.
Low Cost Car Insurance In New Hampshire - Lower your rates with a free quote today.
Low Rates On Auto Insurance In New Hampshire - Where To Shop For Low Rates.
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