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New Jersey Car Insurance

Introduction:

Car Insurance Quotes in New Jersey are fast and free using the online companies listed in our directory. Click the GO button above to find cheap rates from top sites, each with free quotes for online visitors. You really can find low rates if you know where to look.

New Jersey Rates:

Auto insurance premiums in New Jersey averaged $1.00 in New Jersey in 2008, representing a change of 2.30 percent from the previous year when rates averaged $1.00. The 2008 figures indicate that, liability coverage averaged $759.56, collision averaged $423.60, and comprehensive averaged $203.30. There were 0 states that had higher average premiums and 49 with lower premiums. In 2007 there were 0 states with higher rates than New Jersey. Taking a look at a longer trend, premiums for car insurance in New Jersey in 2000 averaged $977.07 and in 2005, $1.00. In the year 2000, 1 states had higher premiums.

Factors Affecting Insurance Costs In New Jersey:

Speed Limit in Cities
55
Speed Limit On Highways
65
Blood Alcohol Percentage Limit
0.08
Open Container Law
Both the driver and passenger of vehicles are prohibited from posessing open alcohol
Handheld Cell Phones
Usage of handheld cell phone usage while driving may be restricted.
Cell Usage By Driver
School bus drivers and learner's permit and intermediate license holders
License Suspension on DUI
There is no automatic suspension of license on a first offense for DUI - DWI.
Restoration Abailable After DUI
No Information Available

New Jersey Auto Insurance Premium Data

2008Average Premium
$1.00
2007 Average Premium
$1.00
2007-2008 % Change
2.30%
2008 Collission Cost
$423.60
2008 Liability Cost
$759.56
2008 Comprehensive Cost
$203.30
2008 Premium Rank
1


Other Resources For New Jersey Residents

How To Find Cheap Car Insurance In New Jersey - We describe the basics to help you find lower rates.
Discount Car Insurance In New Jersey - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In New Jersey - How To Find Great Rates Online.
Low Cost Car Insurance In New Jersey - Lower your rates with a free quote today.
Low Rates On Auto Insurance In New Jersey - Where To Shop For Low Rates.

If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.

 

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