New Mexico Car Insurance
Introduction:
New Mexico Rates:
Auto insurance premiums in New Mexico averaged $727.60 in New Mexico in 2004, representing a change of -0.70 percent from the previous year when rates averaged $732.47. The 2004 figures show that, liability coverage averaged $444.82, collision averaged $295.97, and comprehensive averaged $175.40. There were 29 states that had higher average premiums and 20 that were lower. In 2003 there were 29 states with higher rates than New Mexico. Taking a look at a longer trend, premiums for car insurance in New Mexico in 2000 averaged $674.27 and in 2001, $662.27. In the year 2000, 21 states had higher premiums.
Factors Affecting Insurance Costs In New Mexico:
| Urban Speed Limit |
75 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
Handheld cell phone usage while driving varies according to laws of local jurisdictions. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
New Mexico Auto Insurance Premium Data
| 2004 Average Premium |
$727.60 |
| 2003 Average Premium |
$732.47 |
| 2003-2004 % Change |
-0.70% |
| 2004 Collission Cost |
$295.97 |
| 2004 Liability Cost |
$444.82 |
| 2004 Comprehensive Cost |
$175.40 |
| 2004 Premium Rank |
30 |
Other Resources For New Mexico Residents
How To Find Cheap Car Insurance In New Mexico - We describe the basics to help you find lower rates.
Discount Car Insurance In New Mexico - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In New Mexico - How To Find Great Rates Online.
Low Cost Car Insurance In New Mexico - Lower your rates with a free quote today.
Low Rates On Auto Insurance In New Mexico - Where To Shop For Low Rates.
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