New York Car Insurance
Introduction:
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New York Rates:
Auto insurance premiums in New York averaged $1.00 in New York in 2004, representing a change of 0.30 percent from the previous year when rates averaged $1.00. The 2004 figures show that, liability coverage averaged $803.90, collision averaged $347.90, and comprehensive averaged $172.42. There were 2 states that had higher average premiums and 47 that were lower. In 2003 there were 1 states with higher rates than New York. Taking a look at a longer trend, premiums for car insurance in New York in 2000 averaged $939.43 and in 2001, $1.00. In the year 2000, 3 states had higher premiums.
Factors Affecting Insurance Costs In New York:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
65 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
Usage of handheld cell phone usage while driving may be restricted. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
Length of suspension upon a first offense for DUI - DWI varies. |
| Restoration On DUI |
Driving privileges may be restored during suspension. |
New York Auto Insurance Premium Data
| 2004 Average Premium |
$1.00 |
| 2003 Average Premium |
$1.00 |
| 2003-2004 % Change |
0.30% |
| 2004 Collission Cost |
$347.90 |
| 2004 Liability Cost |
$803.90 |
| 2004 Comprehensive Cost |
$172.42 |
| 2004 Premium Rank |
3 |
Other Resources For New York Residents
How To Find Cheap Car Insurance In New York - We describe the basics to help you find lower rates.
Discount Car Insurance In New York - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In New York - How To Find Great Rates Online.
Low Cost Car Insurance In New York - Lower your rates with a free quote today.
Low Rates On Auto Insurance In New York - Where To Shop For Low Rates.
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