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New York Car Insurance

Introduction:


Looking for cheap car insurance in New York? Get a free online quote by using our "GO" button above. You will find great rates from top companies all offering online quotes to New York residents at low rates. Save today.

New York Rates:

Auto insurance premiums in New York averaged $1.00 in New York in 2008, representing a change of 0.30 percent from the previous year when rates averaged $1.00. The 2008 figures indicate that, liability coverage averaged $803.90, collision averaged $347.90, and comprehensive averaged $172.42. There were 2 states that had higher average premiums and 47 with lower premiums. In 2007 there were 1 states with higher rates than New York. Taking a look at a longer trend, premiums for car insurance in New York in 2000 averaged $939.43 and in 2005, $1.00. In the year 2000, 3 states had higher premiums.

Factors Affecting Insurance Costs In New York:

Speed Limit in Cities
65
Speed Limit On Highways
65
Blood Alcohol Percentage Limit
0.08
Open Container Law
Both the driver and passenger of vehicles are prohibited from posessing open alcohol
Handheld Cell Phones
Usage of handheld cell phone usage while driving may be restricted.
Cell Usage By Driver
There is no state wide ban on all cell phones by drivers.
License Suspension on DUI
Length of suspension upon a first offense for DUI - DWI varies.
Restoration Abailable After DUI
Driving privileges may be restored during suspension.

New York Auto Insurance Premium Data

2008Average Premium
$1.00
2007 Average Premium
$1.00
2007-2008 % Change
0.30%
2008 Collission Cost
$347.90
2008 Liability Cost
$803.90
2008 Comprehensive Cost
$172.42
2008 Premium Rank
3


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