North Carolina Car Insurance
Introduction:
North Carolina Rates:
Auto insurance premiums in North Carolina averaged $597.02 in North Carolina in 2008, representing a change of -1.30 percent from the previous year when rates averaged $604.61. The 2008 figures indicate that, liability coverage averaged $339.33, collision averaged $261.75, and comprehensive averaged $116.01. There were 46 states that had higher average premiums and 3 with lower premiums. In 2007 there were 46 states with higher rates than North Carolina. Taking a look at a longer trend, premiums for car insurance in North Carolina in 2000 averaged $563.66 and in 2005, $564.76. In the year 2000, 40 states had higher premiums.
Factors Affecting Insurance Costs In North Carolina:
| Speed Limit in Cities |
70 |
| Speed Limit On Highways |
70 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
Drivers younger than 18 are prohibited from using any cell phone while driving. |
| License Suspension on DUI |
A30 day suspension will result from a first offense for DUI - DWI. |
| Restoration Abailable After DUI |
Driving priviliges may be restored under certain circumstances 10 days following suspension. |
North Carolina Auto Insurance Premium Data
| 2008Average Premium |
$597.02 |
| 2007 Average Premium |
$604.61 |
| 2007-2008 % Change |
-1.30% |
| 2008 Collission Cost |
$261.75 |
| 2008 Liability Cost |
$339.33 |
| 2008 Comprehensive Cost |
$116.01 |
| 2008 Premium Rank |
47 |
Other Resources For North Carolina Residents
How To Find Cheap Car Insurance In North Carolina - We describe the basics to help you find lower rates.
Discount Car Insurance In North Carolina - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In North Carolina - How To Find Great Rates Online.
Low Cost Car Insurance In North Carolina - Lower your rates with a free quote today.
Low Rates On Auto Insurance In North Carolina - Where To Shop For Low Rates.
If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.
|
Insurance Quotes
