Ohio Car Insurance
Rate Quote Data - October 2009
Online rates in Ohio for online shoppers averaged $48 per vehicle per month from the data we track. This was the third lowest monthly rate in the U.S. among those followed and 28% lower than the national average. Rates have fallen almost 40% in the past 6 months from the online sources tracked. While we seriously doubt that this results an overall rates having declined by this amount, we are confident enough in our data to know that something in the online insurance market has caused the significant decline. Perhaps a new low rate carrier is offering quotes in Ohio causing the decline. Regardless, online rates for car insurance are low enough at the moment to almost require that you take the time to get a quote.
Ohio Rates:
Auto insurance premiums in Ohio averaged $680.14 in Ohio in 2008, representing a change of 1.20 percent from the previous year when rates averaged $672.07. The 2008 figures indicate that, liability coverage averaged $396.15, collision averaged $256.26, and comprehensive averaged $110.50. There were 37 states that had higher average premiums and 12 with lower premiums. In 2007 there were 36 states with higher rates than Ohio. Taking a look at a longer trend, premiums for car insurance in Ohio in 2000 averaged $579.05 and in 2005, $613.75. In the year 2000, 35 states had higher premiums.
Factors Affecting Insurance Costs In Ohio:
| Speed Limit in Cities |
65 |
| Speed Limit On Highways |
55 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
Handheld cell phone usage while driving varies according to laws of local jurisdictions. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| License Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration Abailable After DUI |
Driving priviliges may be restored under certain circumstances 15 days following suspension. |
Ohio Auto Insurance Premium Data
| 2008Average Premium |
$680.14 |
| 2007 Average Premium |
$672.07 |
| 2007-2008 % Change |
1.20% |
| 2008 Collission Cost |
$256.26 |
| 2008 Liability Cost |
$396.15 |
| 2008 Comprehensive Cost |
$110.50 |
| 2008 Premium Rank |
38 |
Other Resources For Ohio Residents
How To Find Cheap Car Insurance In Ohio - We describe the basics to help you find lower rates.
Discount Car Insurance In Ohio - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Ohio - How To Find Great Rates Online.
Low Cost Car Insurance In Ohio - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Ohio - Where To Shop For Low Rates.
If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.
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