Ohio Car Insurance
Introduction:
Ohio Rates:
Auto insurance premiums in Ohio averaged $680.14 in Ohio in 2004, representing a change of 1.20 percent from the previous year when rates averaged $672.07. The 2004 figures show that, liability coverage averaged $396.15, collision averaged $256.26, and comprehensive averaged $110.50. There were 37 states that had higher average premiums and 12 that were lower. In 2003 there were 36 states with higher rates than Ohio. Taking a look at a longer trend, premiums for car insurance in Ohio in 2000 averaged $579.05 and in 2001, $613.75. In the year 2000, 35 states had higher premiums.
Factors Affecting Insurance Costs In Ohio:
| Urban Speed Limit |
65 |
| Highway Speed Limit |
55 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
Handheld cell phone usage while driving varies according to laws of local jurisdictions. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 15 days following suspension. |
Ohio Auto Insurance Premium Data
| 2004 Average Premium |
$680.14 |
| 2003 Average Premium |
$672.07 |
| 2003-2004 % Change |
1.20% |
| 2004 Collission Cost |
$256.26 |
| 2004 Liability Cost |
$396.15 |
| 2004 Comprehensive Cost |
$110.50 |
| 2004 Premium Rank |
38 |
Other Resources For Ohio Residents
How To Find Cheap Car Insurance In Ohio - We describe the basics to help you find lower rates.
Discount Car Insurance In Ohio - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Ohio - How To Find Great Rates Online.
Low Cost Car Insurance In Ohio - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Ohio - Where To Shop For Low Rates.
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