Oklahoma Car Insurance
Introduction:
Oklahoma Rates:
Auto insurance premiums in Oklahoma averaged $689.89 in Oklahoma in 2004, representing a change of 0.10 percent from the previous year when rates averaged $689.37. The 2004 figures show that, liability coverage averaged $391.81, collision averaged $297.20, and comprehensive averaged $178.78. There were 35 states that had higher average premiums and 14 that were lower. In 2003 there were 33 states with higher rates than Oklahoma. Taking a look at a longer trend, premiums for car insurance in Oklahoma in 2000 averaged $602.72 and in 2001, $610.33. In the year 2000, 33 states had higher premiums.
Factors Affecting Insurance Costs In Oklahoma:
| Urban Speed Limit |
70 |
| Highway Speed Limit |
70 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Only the driver is prohibited from having open alcohol. |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI - DWI, license will be suspended for 180 days. |
| Restoration On DUI |
Driving privileges may be restored during suspension. |
Oklahoma Auto Insurance Premium Data
| 2004 Average Premium |
$689.89 |
| 2003 Average Premium |
$689.37 |
| 2003-2004 % Change |
0.10% |
| 2004 Collission Cost |
$297.20 |
| 2004 Liability Cost |
$391.81 |
| 2004 Comprehensive Cost |
$178.78 |
| 2004 Premium Rank |
36 |
Other Resources For Oklahoma Residents
How To Find Cheap Car Insurance In Oklahoma - We describe the basics to help you find lower rates.
Discount Car Insurance In Oklahoma - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Oklahoma - How To Find Great Rates Online.
Low Cost Car Insurance In Oklahoma - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Oklahoma - Where To Shop For Low Rates.
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