Oregon Car Insurance
Introduction:
Oregon Rates:
Auto insurance premiums in Oregon averaged $753.38 in Oregon in 2004, representing a change of 2.40 percent from the previous year when rates averaged $735.80. The 2004 figures show that, liability coverage averaged $492.22, collision averaged $241.66, and comprehensive averaged $112.78. There were 27 states that had higher average premiums and 22 that were lower. In 2003 there were 27 states with higher rates than Oregon. Taking a look at a longer trend, premiums for car insurance in Oregon in 2000 averaged $625.37 and in 2001, $642.52. In the year 2000, 27 states had higher premiums.
Factors Affecting Insurance Costs In Oregon:
| Urban Speed Limit |
55 |
| Highway Speed Limit |
55 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
Oregon Auto Insurance Premium Data
| 2004 Average Premium |
$753.38 |
| 2003 Average Premium |
$735.80 |
| 2003-2004 % Change |
2.40% |
| 2004 Collission Cost |
$241.66 |
| 2004 Liability Cost |
$492.22 |
| 2004 Comprehensive Cost |
$112.78 |
| 2004 Premium Rank |
28 |
Other Resources For Oregon Residents
How To Find Cheap Car Insurance In Oregon - We describe the basics to help you find lower rates.
Discount Car Insurance In Oregon - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Oregon - How To Find Great Rates Online.
Low Cost Car Insurance In Oregon - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Oregon - Where To Shop For Low Rates.
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