Rhode Island Car Insurance
Introduction:
Rhode Island Rates:
Auto insurance premiums in Rhode Island averaged $1.00 in Rhode Island in 2008, representing a change of 3.70 percent from the previous year when rates averaged $996.51. The 2008 figures indicate that, liability coverage averaged $690.78, collision averaged $376.42, and comprehensive averaged $131.61. There were 6 states that had higher average premiums and 43 with lower premiums. In 2007 there were 6 states with higher rates than Rhode Island. Taking a look at a longer trend, premiums for car insurance in Rhode Island in 2000 averaged $825.44 and in 2005, $880.06. In the year 2000, 7 states had higher premiums.
Factors Affecting Insurance Costs In Rhode Island:
| Speed Limit in Cities |
55 |
| Speed Limit On Highways |
55 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
Only the driver is prohibited from having open alcohol. |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
School bus drivers and drivers younger than 18 are prohibited from using any cell phone while driving. |
| License Suspension on DUI |
There is no automatic suspension of license on a first offense for DUI - DWI. |
| Restoration Abailable After DUI |
No Information Available |
Rhode Island Auto Insurance Premium Data
| 2008Average Premium |
$1.00 |
| 2007 Average Premium |
$996.51 |
| 2007-2008 % Change |
3.70% |
| 2008 Collission Cost |
$376.42 |
| 2008 Liability Cost |
$690.78 |
| 2008 Comprehensive Cost |
$131.61 |
| 2008 Premium Rank |
7 |
Other Resources For Rhode Island Residents
How To Find Cheap Car Insurance In Rhode Island - We describe the basics to help you find lower rates.
Discount Car Insurance In Rhode Island - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Rhode Island - How To Find Great Rates Online.
Low Cost Car Insurance In Rhode Island - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Rhode Island - Where To Shop For Low Rates.
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