South Dakota Car Insurance
Introduction:
South Dakota Rates:
Auto insurance premiums in South Dakota averaged $586.96 in South Dakota in 2004, representing a change of 4.10 percent from the previous year when rates averaged $563.65. The 2004 figures show that, liability coverage averaged $306.00, collision averaged $219.98, and comprehensive averaged $222.05. There were 48 states that had higher average premiums and 1 that were lower. In 2003 there were 49 states with higher rates than South Dakota. Taking a look at a longer trend, premiums for car insurance in South Dakota in 2000 averaged $481.67 and in 2001, $510.42. In the year 2000, 48 states had higher premiums.
Factors Affecting Insurance Costs In South Dakota:
| Urban Speed Limit |
75 |
| Highway Speed Limit |
70 |
| Blood Alcohol Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI |
There is no automatic suspension of license on a first offense for DUI - DWI. |
| Restoration On DUI |
No Information Available |
South Dakota Auto Insurance Premium Data
| 2004 Average Premium |
$586.96 |
| 2003 Average Premium |
$563.65 |
| 2003-2004 % Change |
4.10% |
| 2004 Collission Cost |
$219.98 |
| 2004 Liability Cost |
$306.00 |
| 2004 Comprehensive Cost |
$222.05 |
| 2004 Premium Rank |
49 |
Other Resources For South Dakota Residents
How To Find Cheap Car Insurance In South Dakota - We describe the basics to help you find lower rates.
Discount Car Insurance In South Dakota - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In South Dakota - How To Find Great Rates Online.
Low Cost Car Insurance In South Dakota - Lower your rates with a free quote today.
Low Rates On Auto Insurance In South Dakota - Where To Shop For Low Rates.
If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.
|
Insurance Quotes
