South Dakota Car Insurance
Introduction:
South Dakota Rates:
Auto insurance premiums in South Dakota averaged $586.96 in South Dakota in 2008, representing a change of 4.10 percent from the previous year when rates averaged $563.65. The 2008 figures indicate that, liability coverage averaged $306.00, collision averaged $219.98, and comprehensive averaged $222.05. There were 48 states that had higher average premiums and 1 with lower premiums. In 2007 there were 49 states with higher rates than South Dakota. Taking a look at a longer trend, premiums for car insurance in South Dakota in 2000 averaged $481.67 and in 2005, $510.42. In the year 2000, 48 states had higher premiums.
Factors Affecting Insurance Costs In South Dakota:
| Speed Limit in Cities |
75 |
| Speed Limit On Highways |
70 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
There is no state wide ban on all cell phones by drivers. |
| License Suspension on DUI |
There is no automatic suspension of license on a first offense for DUI - DWI. |
| Restoration Abailable After DUI |
No Information Available |
South Dakota Auto Insurance Premium Data
| 2008Average Premium |
$586.96 |
| 2007 Average Premium |
$563.65 |
| 2007-2008 % Change |
4.10% |
| 2008 Collission Cost |
$219.98 |
| 2008 Liability Cost |
$306.00 |
| 2008 Comprehensive Cost |
$222.05 |
| 2008 Premium Rank |
49 |
Other Resources For South Dakota Residents
How To Find Cheap Car Insurance In South Dakota - We describe the basics to help you find lower rates.
Discount Car Insurance In South Dakota - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In South Dakota - How To Find Great Rates Online.
Low Cost Car Insurance In South Dakota - Lower your rates with a free quote today.
Low Rates On Auto Insurance In South Dakota - Where To Shop For Low Rates.
If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.
|