Texas Car Insurance
Introduction:
Texas Rates:
Auto insurance premiums in Texas averaged $846.93 in Texas in 2008, representing a change of 1.10 percent from the previous year when rates averaged $837.40. The 2008 figures indicate that, liability coverage averaged $476.39, collision averaged $321.19, and comprehensive averaged $146.50. There were 16 states that had higher average premiums and 33 with lower premiums. In 2007 there were 16 states with higher rates than Texas. Taking a look at a longer trend, premiums for car insurance in Texas in 2000 averaged $677.83 and in 2005, $735.46. In the year 2000, 20 states had higher premiums.
Factors Affecting Insurance Costs In Texas:
| Speed Limit in Cities |
70 |
| Speed Limit On Highways |
75 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
Bus drivers when a passenger 17 and younger is present; intermediate license holders for first six months |
| License Suspension on DUI |
On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration Abailable After DUI |
Driving privileges may be restored during suspension. |
Texas Auto Insurance Premium Data
| 2008Average Premium |
$846.93 |
| 2007 Average Premium |
$837.40 |
| 2007-2008 % Change |
1.10% |
| 2008 Collission Cost |
$321.19 |
| 2008 Liability Cost |
$476.39 |
| 2008 Comprehensive Cost |
$146.50 |
| 2008 Premium Rank |
17 |
Other Resources For Texas Residents
How To Find Cheap Car Insurance In Texas - We describe the basics to help you find lower rates.
Discount Car Insurance In Texas - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Texas - How To Find Great Rates Online.
Low Cost Car Insurance In Texas - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Texas - Where To Shop For Low Rates.
If you find any errors or problems with the listings on these or other pages, please let us know. It is our aim to bring you the most accurate and comprehensive listing of auto insurance resources available anywhere.
|
Insurance Quotes
