West Virginia Car Insurance
Introduction:
West Virginia Rates:
Auto insurance premiums in West Virginia averaged $874.96 in West Virginia in 2008, representing a change of 3.60 percent from the previous year when rates averaged $844.41. The 2008 figures indicate that, liability coverage averaged $543.68, collision averaged $306.04, and comprehensive averaged $197.09. There were 14 states that had higher average premiums and 35 with lower premiums. In 2007 there were 15 states with higher rates than West Virginia. Taking a look at a longer trend, premiums for car insurance in West Virginia in 2000 averaged $680.09 and in 2005, $706.90. In the year 2000, 19 states had higher premiums.
Factors Affecting Insurance Costs In West Virginia:
| Speed Limit in Cities |
55 |
| Speed Limit On Highways |
65 |
| Blood Alcohol Percentage Limit |
0.08 |
| Open Container Law |
We have not determined the open container laws. |
| Handheld Cell Phones |
There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver |
Learner's permit and intermediate license holdersare prohibited from using any cell phone while driving. |
| License Suspension on DUI |
Driver's license is suspended for six months on a first offense for DUI - DWI. |
| Restoration Abailable After DUI |
Driving priviliges may be restored under certain circumstances 30 days following suspension. |
West Virginia Auto Insurance Premium Data
| 2008Average Premium |
$874.96 |
| 2007 Average Premium |
$844.41 |
| 2007-2008 % Change |
3.60% |
| 2008 Collission Cost |
$306.04 |
| 2008 Liability Cost |
$543.68 |
| 2008 Comprehensive Cost |
$197.09 |
| 2008 Premium Rank |
15 |
Other Resources For West Virginia Residents
How To Find Cheap Car Insurance In West Virginia - We describe the basics to help you find lower rates.
Discount Car Insurance In West Virginia - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In West Virginia - How To Find Great Rates Online.
Low Cost Car Insurance In West Virginia - Lower your rates with a free quote today.
Low Rates On Auto Insurance In West Virginia - Where To Shop For Low Rates.
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